Pay to a Bank Account

AUD Payout — Australian bank account

http

POST /api/v1/payouts
Authorization: Bearer YOUR_PLATFORM_API_KEY
Content-Type: application/json

{
  "currency": "AUD",
  "amount": "500.00",
  "destination_type": "bank_account",
  "destination": {
    "bsb": "062000",
    "account_number": "12345678",
    "account_name": "Jane Smith"
  },
  "reference": "INV-2025-001"
}

Required fields

Field	Type	Description
`currency`	string	`AUD`
`amount`	decimal string	Amount to send, e.g. `"500.00"`
`destination_type`	string	`bank_account`
`destination.bsb`	string	6-digit BSB, no dash
`destination.account_number`	string	Bank account number
`destination.account_name`	string	Name on the destination account
`reference`	string	Your reference — appears in the recipient’s bank statement

Optional fields

Field	Type	Description
`idempotency_key`	string	Unique key to prevent duplicate payouts on retry
`x-on-behalf-of` header	string	Connected account ID — required if paying from a customer wallet

Payout to other fiat currencies

For USD (ACH), EUR (SEPA), GBP (Faster Payments), HKD (FPS), and SGD (FAST), the request structure is the same — change currency and supply the destination account details for that currency’s local format. These corridors require activation on your platform account. Contact hi@pik.global.

Response

A successful request returns a payout_id and initial status of pending. Track progress with: http

GET /api/v1/payouts/{payout_id}
Authorization: Bearer YOUR_PLATFORM_API_KEY

Or receive real-time updates via the payout.completed and payout.failed webhook events.

Settlement times

Currency	Typical time
AUD	1 business day; NPP transfers may be faster
USD (ACH)	1–2 business days
EUR (SEPA)	1 business day
GBP (Faster Payments)	Minutes to 2 hours
HKD, SGD	1 business day

Virtual Accounts

Payouts

AUD Payout — Australian bank account

Payout to other fiat currencies

Response

Settlement times

​AUD Payout — Australian bank account

​Payout to other fiat currencies

​Response

​Settlement times

AUD Payout — Australian bank account

Payout to other fiat currencies

Response

Settlement times