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PIK charges fixed fees — not a percentage of every transaction. This means your fees stay predictable regardless of whether your customers send 10 USDT or 10,000 USDT.

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Fee Model Overview

Fee TypeWhat It CoversHow It’s Calculated
Transaction feeCharged per successfully settled paymentFixed amount per transaction — not a percentage
Withdrawal feeCharged per payout to an external bank account or crypto walletFixed amount per payout
FX conversion feeCharged when converting between currencies in your walletFixed spread on the interbank mid-rate
No setup fees. No monthly fees. No percentage-based fees on payments received.

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AUD/USD FX Rate

PIK sources AUD/USD and cross-currency rates from institutional-grade liquidity. PIK applies a fixed spread on the interbank mid-rate. The rate you see before confirming a conversion is the rate that executes — no last-minute adjustments.

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Fee Tiers

PlanTransaction FeeWithdrawal FeeFX Spread
StarterContact for pricingContact for pricingCompetitive interbank spread
GrowthContact for pricingContact for pricingCompetitive interbank spread
EnterpriseCustomCustomCustom
Fees are the same for all merchants on the same plan. They are not negotiated per transaction. To receive the full fee schedule before signing up, email hi@pik.global with the subject line “Fee schedule request.” Fees are disclosed during the onboarding conversation — no commitment required to ask.

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Minimum Transaction Amounts

CurrencyMinimum PaymentMinimum Payout
AUD1 AUD1 AUD
USDT1 USDT1 USDT
USDC1 USDC1 USDC
USD—1 USD

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Get Started

Ready to sign up? Create your PIK account at app.home.pik.global. For pricing questions, email hi@pik.global.