About PIK
What is PIK? PIK is a payment platform that lets businesses accept USDT, USDC, and Australian dollars (AUD) from customers. You can use it without writing any code — just create a payment link and share it. If you are a developer or building a platform, you can also integrate via the PIK API. Do I need to know about crypto to use PIK? No. If you are using Payment Links only, PIK handles all the technical details. You share a link, your customer pays, and the money arrives in your PIK wallet. You can then withdraw to your Australian bank account. Can I accept payments from overseas customers? Yes. PIK supports USDT and USDC payments from anywhere in the world. Your international customers send crypto and you can hold it, convert it to AUD, or pay it out to a bank account. How do I sign up? Go to app.home.pik.global to create your PIK account.Payments
What currencies can I accept? You can accept USDT (Tether), USDC (USD Coin), and AUD (Australian dollars). PIK does not accept card payments (Visa/Mastercard) and does not support CNY. What if my customer sends USDT on the wrong network (e.g. Tron)? PIK only accepts USDT and USDC on the Solana network. If your customer sends on Tron (TRC-20), Ethereum (ERC-20), or BNB Chain (BEP-20), the funds will NOT arrive and cannot be recovered. Always tell your customers to use the Solana network before they send. What if my customer sends to an expired payment link? Expired links no longer accept new payments. If your customer sends funds after the link expires, the money will appear as an unmatched inbound credit in your wallet — it is not lost. Contact hi@pik.global or check your transaction history to locate it. You may need to refund the customer if you cannot match the payment to an order. What if my customer sends the wrong amount? If they send less than requested (underpaid), the funds are credited to your wallet and the payment is marked underpaid. You can create a new payment link for the shortfall or accept the partial amount. If they send more than requested (overpaid), the full amount is credited to your wallet and you are responsible for refunding the excess. Is there a minimum payment amount? Yes. The minimum is 1 USDT, 1 USDC, or 1 AUD per payment. There is no published maximum — contact hi@pik.global if you need to process large-value payments.Receiving Money
How long does it take to receive my funds?| Payment Type | Settlement Time |
|---|---|
| USDT or USDC (Solana) | Minutes after on-chain confirmation |
| AUD bank transfer | 1 business day (NPP transfers may be faster) |