Supported Payment Methods
| Method | Currency | How Payer Sends | Settlement | Supported via Payment Link? |
|---|---|---|---|---|
| Crypto on-chain | USDT | Send to PIK-assigned wallet address | Minutes | Yes |
| Bank transfer | AUD | Send to Virtual Account Number (BSB + account) | 1 business day | Yes |
| Crypto on-chain | USDC | Send to PIK-assigned wallet address | Minutes | No — direct API only |
| Card payment | Any | N/A | N/A | No — not supported on PIK |
| CNY | CNY | N/A | N/A | No — not supported on PIK |
| USD (fiat) | USD | N/A | N/A | No — use USDT as equivalent |
Stablecoin network: When a Payment Link is created in USDT, PIK displays a wallet address to the payer. Always confirm the supported network with PIK before sharing links with customers. Funds sent on an unsupported network cannot be recovered. Contact hi@pik.global.
What You Can Configure
| Feature | Detail |
|---|---|
| Currency | USDT or AUD |
| Amount type | Fixed (you set the amount) or Open (customer enters amount) |
| Single-use or reusable | Single-use: deactivates after first payment. Reusable: stays active |
| Expiry | Optional datetime after which link deactivates |
| Branding | Add your business name and logo |
| Post-payment redirect | Send payer to your confirmation page |
| Webhook notification | Receive payment.settled event when funds arrive |
| QR code | Auto-generated with every payment link |
Info Flow — How Information Moves
Fund Flow — Where Money Actually Moves
USDT Payment Link: AUD Payment Link:Payment Link Status Reference
| Status | Meaning |
|---|---|
| active | Link is live and accepting payments |
| paid | Successful payment received and settled |
| expired | Link has passed its expiry time |
| cancelled | Link was manually cancelled |
