Payment Links Overview - PIK Documentation

A PIK Payment Link is a URL you share with your customer. When they open it, they see a payment page showing exactly how much to send and where to send it. Once payment is received, the money goes directly into your PIK wallet. No code required — create one in the PIK Dashboard in under a minute.

Supported Payment Methods

Method	Currency	How Payer Sends	Settlement	Supported via Payment Link?
Crypto on-chain	USDT	Send to PIK-assigned wallet address	Minutes	Yes
Bank transfer	AUD	Send to Virtual Account Number (BSB + account)	1 business day	Yes
Crypto on-chain	USDC	Send to PIK-assigned wallet address	Minutes	No — direct API only
Card payment	Any	N/A	N/A	No — not supported on PIK
CNY	CNY	N/A	N/A	No — not supported on PIK
USD (fiat)	USD	N/A	N/A	No — use USDT as equivalent

Payment Links support USDT and AUD only. USDC is available via direct API payment but not via Payment Link. Card payments are not supported on any PIK product. CNY is not supported.

Stablecoin network: When a Payment Link is created in USDT, PIK displays a wallet address to the payer. Always confirm the supported network with PIK before sharing links with customers. Funds sent on an unsupported network cannot be recovered. Contact hi@pik.global.

What You Can Configure

Feature	Detail
Currency	USDT or AUD
Amount type	Fixed (you set the amount) or Open (customer enters amount)
Single-use or reusable	Single-use: deactivates after first payment. Reusable: stays active
Expiry	Optional datetime after which link deactivates
Branding	Add your business name and logo
Post-payment redirect	Send payer to your confirmation page
Webhook notification	Receive payment.settled event when funds arrive
QR code	Auto-generated with every payment link

Info Flow — How Information Moves

Fund Flow — Where Money Actually Moves

USDT Payment Link: AUD Payment Link:

Payment Link Status Reference

Status	Meaning
active	Link is live and accepting payments
paid	Successful payment received and settled
expired	Link has passed its expiry time
cancelled	Link was manually cancelled