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A PIK Payment Link is a URL you share with your customer. When they open it, they see a payment page showing exactly how much to send and where to send it. Once payment is received, the money goes directly into your PIK wallet. No code required — create one in the PIK Dashboard in under a minute.

Supported Payment Methods

MethodCurrencyHow Payer SendsSettlementSupported via Payment Link?
Crypto on-chainUSDTSend to PIK-assigned wallet addressMinutesYes
Bank transferAUDSend to Virtual Account Number (BSB + account)1 business dayYes
Crypto on-chainUSDCSend to PIK-assigned wallet addressMinutesNo — direct API only
Card paymentAnyN/AN/ANo — not supported on PIK
CNYCNYN/AN/ANo — not supported on PIK
USD (fiat)USDN/AN/ANo — use USDT as equivalent
Payment Links support USDT and AUD only. USDC is available via direct API payment but not via Payment Link. Card payments are not supported on any PIK product. CNY is not supported.
Stablecoin network: When a Payment Link is created in USDT, PIK displays a wallet address to the payer. Always confirm the supported network with PIK before sharing links with customers. Funds sent on an unsupported network cannot be recovered. Contact hi@pik.global.

What You Can Configure

FeatureDetail
CurrencyUSDT or AUD
Amount typeFixed (you set the amount) or Open (customer enters amount)
Single-use or reusableSingle-use: deactivates after first payment. Reusable: stays active
ExpiryOptional datetime after which link deactivates
BrandingAdd your business name and logo
Post-payment redirectSend payer to your confirmation page
Webhook notificationReceive payment.settled event when funds arrive
QR codeAuto-generated with every payment link

Info Flow — How Information Moves

Fund Flow — Where Money Actually Moves

USDT Payment Link: AUD Payment Link:
StatusMeaning
activeLink is live and accepting payments
paidSuccessful payment received and settled
expiredLink has passed its expiry time
cancelledLink was manually cancelled