> ## Documentation Index
> Fetch the complete documentation index at: https://docs.pik.global/llms.txt
> Use this file to discover all available pages before exploring further.

# Which Product Do You Need

> Not sure where to begin? Use this guide to find the right PIK product for your use case.

PIK offers three core products. Use this page to find the right one for you before diving into the docs.

### [**​**](https://docs.pik.global/untitled-page#which-pik-product-do-you-need)

**Which PIK Product Do You Need?**

| **I want to…**                                                          | **Product**                        | **Where to Start**                              |
| :---------------------------------------------------------------------- | :--------------------------------- | :---------------------------------------------- |
| Accept USDT or AUD payments from customers using a link or QR code      | PIK Payments — Payment Links       | Payment Links Overview                          |
| Build a platform where my customers have their own wallets and accounts | Global Accounts                    | Global Accounts Overview                        |
| Convert between AUD, USD, USDT, USDC within my wallet                   | FX Conversion                      | How FX Conversion Works                         |
| Give each of my customers a real Australian bank account number         | Global Accounts — Virtual Accounts | Virtual Accounts                                |
| Pay out to bank accounts or crypto wallets                              | Payouts                            | Payouts                                         |
| Do all of the above within one platform                                 | Full PIK integration               | Email [**hi@pik.global**](mailto:hi@pik.global) |
| Issue virtual cards                                                     | Card Issuing                       |                                                 |

### [**​**](https://docs.pik.global/untitled-page#for-merchants)

**For Merchants**

If you just want to accept payments quickly without building a full platform integration:

1. Contact PIK at [**hi@pik.global**](mailto:hi@pik.global) to complete merchant onboarding
2. Log in to the PIK Dashboard
3. Create your first Payment Link — no code required
4. Share the link with your customer

Accepted currencies: USDT and AUD (bank transfer).

### [**​**](https://docs.pik.global/untitled-page#for-developers)

**For Developers**

If you are building a programmatic integration:

1. Read Authentication to understand API keys and how to authenticate requests
2. Set up a sandbox environment for testing — see Sandbox and Testing
3. Follow the Quickstart guide to make your first API call
4. Explore the API Reference for the full endpoint list

Base URL: [**https://api.pik.global/v1**](https://api.pik.global/v1) Sandbox URL: [**https://api-sandbox.pik.global/v1**](https://api-sandbox.pik.global/v1)

### [**​**](https://docs.pik.global/untitled-page#for-platform-operators)

**For Platform Operators**

If you are building a multi-sided platform where your customers need their own wallets:

1. Read About Connected Accounts and Platform Relationships to understand the three-tier model
2. Follow Onboarding a Customer to create and verify connected accounts
3. Issue Virtual Accounts so customers can receive AUD from any bank
4. Enable FX Conversion and Payouts as needed

### [**​**](https://docs.pik.global/untitled-page#questions)

\*\*Questions?\*\*Email [**hi@pik.global**](mailto:hi@pik.global) for any questions about pricing, onboarding, or which product fits your use case.

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