> ## Documentation Index
> Fetch the complete documentation index at: https://docs.pik.global/llms.txt
> Use this file to discover all available pages before exploring further.

# Regulatory & Compliance

> PIK's regulatory status, AML/CTF policy, fund custody structure, and compliance information for enterprise and institutional users.

This page is for compliance officers, finance managers, and enterprise users who need to understand PIK's regulatory standing and fund custody structure before onboarding.

### Regulatory Status

PIK Technology Pty Ltd (trading as PIK) operates in Australia and non-China markets. Regulatory licensing details will be updated here as PIK's licence applications and approvals progress. For the current regulatory status, email [hi@pik.global](mailto:hi@pik.global) and request the compliance pack.

### AML and CTF Policy

PIK complies with applicable anti-money laundering (AML) and counter-terrorism financing (CTF) obligations. Key elements:

* All connected accounts require identity verification (KYC for individuals, KYB for businesses) before financial capabilities are activated
* PIK conducts ongoing transaction monitoring across all accounts
* Suspicious transactions are reported in accordance with applicable regulations
* Platforms are responsible for first-line AML monitoring of their end customers

For PIK's full AML/CTF policy document, email [hi@pik.global](mailto:hi@pik.global).

### Fund Custody

All funds held in PIK wallets are held in custody by PIK on behalf of account holders. PIK holds funds in segregated accounts with regulated banking partners — customer funds are not commingled with PIK's own operating funds.

For the full custody structure and banking partner details, email [hi@pik.global](mailto:hi@pik.global).

### Data Privacy

PIK handles personal data in accordance with the Australian Privacy Act 1988 and applicable privacy legislation in jurisdictions where it operates. For PIK's Privacy Policy, visit pik.global/privacy or email [hi@pik.global](mailto:hi@pik.global).

### Compliance Documentation

Enterprise and institutional customers can request the following from PIK's compliance team at [hi@pik.global](mailto:hi@pik.global):

* AML/CTF Policy document
* Regulatory licence certificates
* Security and penetration test reports
* Data processing agreements (DPA)
* Fund custody structure details