> ## Documentation Index
> Fetch the complete documentation index at: https://docs.pik.global/llms.txt
> Use this file to discover all available pages before exploring further.

# Pricing

> PIK uses a simple pay-as-you-go model. No monthly fees, no setup costs, no surprises.

PIK charges only for what you use. There are no monthly subscription fees, no setup fees, and no minimum commitments. You pay a fixed fee per transaction and a fixed fee per withdrawal — not a percentage of the amount.

### How PIK Pricing Works

PIK uses a fixed-fee model across all products:

* Transaction fee — a fixed amount per successfully settled payment, regardless of the payment size
* Withdrawal fee — a fixed amount per payout to an external bank account or crypto wallet
* FX conversion fee — a fixed spread applied when converting between currencies in your wallet

No percentage fees. No hidden charges. The rate you see before confirming a conversion is the rate that executes.

### Full Price List

For the complete and up-to-date fee schedule covering all PIK products, visit:

[**pik.global/pricings**](https://pik.global/pricings/)

### Get Started

Create your PIK account at [**app.home.pik.global**](http://app.home.pik.global)

For pricing questions before signing up, email [**hi@pik.global**](mailto:hi@pik.global)