> ## Documentation Index
> Fetch the complete documentation index at: https://docs.pik.global/llms.txt
> Use this file to discover all available pages before exploring further.

# Payouts Overview

> How to send funds from a PIK wallet to an external bank account or crypto wallet, what currencies are supported, and how to track payout status.

A payout sends funds from a PIK wallet to a destination outside PIK — a bank account or a crypto wallet address. Payouts are available for both your platform wallet and for connected account wallets (using `x-on-behalf-of`).

The `outbound_payouts` capability must be activated on the account before payouts can be initiated.

## Supported Payout Destinations

| Currency | Destination type                               | How it's sent        | Status                                        |
| :------- | :--------------------------------------------- | :------------------- | :-------------------------------------------- |
| AUD      | Australian bank account (BSB + account number) | NPP / Bank transfer  | Live                                          |
| USDT     | Crypto wallet address                          | On-chain transfer    | Live — confirm network                        |
| USDC     | Crypto wallet address                          | On-chain transfer    | Live — confirm network                        |
| USD      | US bank account (routing + account)            | ACH                  | Contact [hi@pik.global](mailto:hi@pik.global) |
| EUR      | IBAN                                           | SEPA Credit Transfer | Contact [hi@pik.global](mailto:hi@pik.global) |
| GBP      | Sort code + account number                     | Faster Payments      | Contact [hi@pik.global](mailto:hi@pik.global) |
| HKD      | Bank account number                            | FPS                  | Contact [hi@pik.global](mailto:hi@pik.global) |
| SGD      | Bank account number                            | FAST                 | Contact [hi@pik.global](mailto:hi@pik.global) |

For currencies marked "Contact [hi@pik.global](mailto:hi@pik.global)", the corridor is available but requires activation on your platform account.

## Payout Status Reference

| Status       | Meaning                                                |
| :----------- | :----------------------------------------------------- |
| `pending`    | Payout created, processing not yet started             |
| `processing` | Submitted to the banking or blockchain network         |
| `completed`  | Funds delivered to destination                         |
| `failed`     | Payout could not be completed — check `failure_reason` |
| `cancelled`  | Payout cancelled before processing began               |

## Fees

A fixed fee applies per payout regardless of amount. For the full fee schedule, visit [pik.global/pricings](https://pik.global/pricings).

## Minimum Payout Amounts

| Currency | Minimum |
| :------- | :------ |
| AUD      | 10 AUD  |
| USDT     | 10 USDT |
| USDC     | 10 USDC |

## Related pages

* [Pay to a Bank Account](/pay-to-bank)
* [Pay to a Crypto Wallet](/pay-to-crypto)